“…if you think education is expensive – try ignorance”


What an interesting appropriate quote!  Although attributed to Harvard President Derek Bok, this quote is from Eppie Lederer, that Sioux City twin syndicated newspaper columnist who went by “Ann Landers.”  Sure, education can be expensive. I find it ironic that many Americans don’t value “free” as in free workshops, free seminars, free meetings. For some reason, we don’t feel there is value in something free.  There’s lots of research on a “prestigious” university education vs a “state” university education; one is typically more expensive.  Which is better? Value is intrinsic.  Value is relative.  $50K/year for undergraduate college is almost commonplace.  Some college grads enter the job market making $60K+/yr, while others find nothing in their field (is there any demand for a Social Science Major: History, Psychology, e.g.?). Sex and race wage discrepancies are real.  I often hear in our real estate investing marketplace complaints that our colleges and universities do not teach students how to make money, how money works, etc. Schools put us out in the world working for “someone.”  Do you ever see a job ad for an “entrepreneur?”  Not likely.  Do we value education? Absolutely, and yes, it IS expensive. As Abby’s sister implied above, “ignorance” is priceless; so is education!

HUD STEALS for you investors who are looking for out-of-state deals (this is just a sample of potential bargains available; click on link for more information; all at investor status; “IE” means FHA-lender repairs are under $5K, “IN” means insurable, OK, for FHA loan as is);who says there are no bargains out there? These HUDs may “go” quickly:

Following Citigroup and BofA, JP Morgan Chase to pay $9B to homeowners as settlement!  Credits will come as mortgage forgiveness (how generous!), refinancing and disaster area lending. All as a result of their role in the US mortgage crisis/debacle.

Denver’s No 1 (with Miami not far behind): Case-Shiller year over year 20 city average housing rose 4.6%. Denver went up 8.4% (Miami up 8.3%).

3 ways to mess up a home mortgage closing:

  1. Get a new credit card or auto loan
  2. Charge up credit cards
  3. Change jobs

What’s obvious to some, is not to others….

Want to rent an apartment in SF?  Submit your pet’s resume!  Here’s what to include:

  • Pet’s age, activity level and traits to contribute as a good tenant
  • Obedience school graduate
  • If active, how you exercise
  • Flea-free
  • Up-to-date shots/vaccinations, neutered or no
  • Picture
  • References

America! What a country!

The latest Mortgage Rates: 30 Year fixed at 3.56% and 5/1 ARMS at 2.66%. Expect investor (non-owner occ) rates to run about ½ point higher on non-owner occ loans. (These are AOL/Zillow.com reported average rates as of Thursday)


Drum roll please…NEW WEBSITE!!! Effective immediately, Happy Canyon Group will exist in name only. All website activity will be handled by www.Invest-Success.com.  We still have a few bugs but blogs/newsletters and wholesale deals will migrate over to the new site.  Please let us know what you think.

From the local market vantage point, expect bidding wars to continue, rents to rise, sale prices to rise, contractor fees to rise, material costs to rise, landlord demands to rise (increased restrictions, i.e.), tenant movement to decline, etc.  Overall, our tight market just gets tighter, if that’s possible.  That does not mean there are no deals, just that “kicks just keep getting harder to find…”

Back by popular demand: How to Keep From Getting Screwed By Your Contractor. April 18, 2015. We’ll interview contractors and carve out a special section on structure. We’ll be sure to have Subject Matter Experts on hand to answer your questions. This class is also called The Gotchas That Getcha! Register HERE.

Don’t miss this event: April 7, 8 or 9.  ICOR will be holding their 2015 Supplier Tradeshow in Colorado Springs (4/7), Denver /Aurora (4/8), and Loveland (4/9). Register HERE.

We’re looking for people looking for us!  Our Invest Success Mentorship Program classes start the first Monday of the month. We offer LOCAL webinars, house tours, and small, personalized classes as well as hands-on on-site experience.  You will learn where and how to look for deals!  Oh, and our flagship program requires you to REHAB A HOUSE! You’ll have our ear for a year! Amp up your business with custom systems and procedures. Go to our website for more information. Better yet, call us. Nothing ventured, nothing gained!

Call us with tips, rumors, conjectures, deals, and cold cases (we’re thirsty!).  If you’re not on our list and want to be, LET US KNOW.  Next Breakfast Club is April 11. Write, Text, Tweet, Facebook (the verb), E-mail, drop by.  Thank you for helping us help you!


INVENTORY: Inventory flows: CHECK ‘EM OUT!!! Denver, Centennial, Castle Rock, Commerce City, Littleton, Northglenn, & Westminster. More coming soon!!! NOTE: if you don’t reach us with a phone call (303 338-8000), text us at 303 564-1680.

11010 Larry Drive, Northglenn. 4 beds, 2 baths, 1 car attached garage. Buy for $210K.

5721 Tichy Blvd, Commerce City. 4 bedrooms, 2 baths, with carport. Buy for $205K!

3722 S Rosemary Way. Denver. 4 beds, 2.5 baths, 2 car attached garage. Nick brick house in Southmoor.  Buy for $400K.

1912 Bellavista St, Castle Rock. HUGE. 5 beds, 4 baths, 3 car attached garage. Buy for $385K.

4910 King St, Denver. Brick, 3 beds, 1 bath, 1 car detached garage. Buy for $330K.

6553 Big Horn Trail, Littleton. 5 beds, 4 baths, 2 car garage on ¼ acre.  Roxborough!  Buy for $440K.

2501 Birch St, Denver. Park Hill!  3 beds, 1 bath, 1 car detached garage. Brick ranch with basement. Price reduced by $10K!! Buy for $413K.

7058 S Chapparal Cir West, Centennial. Buy this 4 bedroom, 4.5 bath, 4-car garage “mansion” for $540K. Great numbers. Great location on over 1 acre close to DTC! It’s luxurious, captivating, impeccable….

2715 W 86th Ave, #28, Westminster. Buy this 1 bedroom, 1 bath condo in Prospectors Point for $62K. Convenient location. (REDUCED by seller)

Bon Homepetit!


John Fisher


303 338-8000 



QUOTE OF THE WEEK:  Academic qualifications are important and so is financial education. They’re both important and schools are forgetting one of them. ~Robert Kiyosaki

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